Baby Cost Calculator
Estimate your total first-year expenses for a new baby across all major categories.
Total First-Year Cost
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Monthly Recurring
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Annual Recurring
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One-Time Costs
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Biggest Expense
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How to Use the Baby Cost Calculator
- Adjust monthly costs: Update the default values to match your expected spending in each category.
- Set one-time costs: Enter the amount you plan to spend on gear, nursery furniture, and setup.
- View your estimate: See the total first-year cost breakdown including monthly and one-time expenses.
Average First-Year Baby Costs
| Category | Monthly Avg | Annual Avg |
|---|---|---|
| Diapers & Wipes | $70 - $100 | $840 - $1,200 |
| Formula / Feeding | $100 - $250 | $1,200 - $3,000 |
| Childcare | $800 - $2,000 | $9,600 - $24,000 |
| Clothing | $30 - $80 | $360 - $960 |
| Medical | $100 - $300 | $1,200 - $3,600 |
| Gear & Nursery | $1,500 - $5,000 (one-time) | |
Frequently Asked Questions
How much does a baby cost in the first year?
On average, the first year costs between $12,000 and $30,000+ depending on childcare needs, location, and lifestyle choices. Childcare is typically the largest expense.
How can I reduce baby costs?
Consider breastfeeding instead of formula, buying used gear and clothing, using cloth diapers, and exploring family childcare options. Many items can be borrowed or received as gifts.