Retirement Calculator
Plan your retirement savings with 401k contributions, employer match, and projected growth.
Projected Retirement Savings
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Years Until Retirement
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Your Total Contributions
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Employer Match Total
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Investment Growth
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Monthly Income (4% rule)
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How to Use the Retirement Calculator
- Enter your age and retirement age: Set your current age and when you plan to retire.
- Enter savings details: Current savings, salary, contribution rate, and employer match.
- Set expected return: The average annual return you expect (7% is a common long-term stock market average).
- View projections: See your projected retirement balance and estimated monthly income.
Frequently Asked Questions
What is the 4% rule?
The 4% rule suggests you can withdraw 4% of your retirement savings in the first year, then adjust for inflation each year, with a high probability your money will last 30 years.
How much should I save for retirement?
A common guideline is to save 10-15% of your gross income for retirement, including any employer match. The earlier you start, the less you need to save monthly due to compound growth.