PayPal Fee Calculator
Calculate PayPal transaction fees to determine how much you'll receive or what amount to request for exact payment.
How to Use the PayPal Fee Calculator
This calculator helps you understand PayPal transaction fees in two modes: Receiving Money calculates how much you'll receive after fees, while Want Exact Amount tells you how much to charge so you receive exactly what you need after PayPal takes their fees.
- Select your calculation mode: Receiving Money or Want Exact Amount
- Enter the transaction amount (received amount or desired net amount)
- Choose your transaction type (Standard, Micropayment, or Charity)
- Enable International Transaction if sending/receiving from a different country
- View instant results showing fees and final amounts
PayPal Fee Structures
Standard Domestic Transactions:
Fee = (Amount × 2.9%) + $0.30
You Receive = Amount - Fee
International Transactions:
Fee = (Amount × 4.4%) + $0.30
International adds +1.5% to the standard rate
Micropayments (best for transactions under $10):
Fee = (Amount × 5%) + $0.05
For example, receiving $100 with standard fees: $100 - ($2.90 + $0.30) = $96.80 net. To receive exactly $100, you would need to request $103.30.
Common PayPal Fee Examples
- $50 Standard: Fee $1.75 → Receive $48.25
- $100 Standard: Fee $3.19 → Receive $96.81
- $500 Standard: Fee $14.80 → Receive $485.20
- $5 Micropayment: Fee $0.30 → Receive $4.70
- $100 International: Fee $4.69 → Receive $95.31
- $100 Charity: Fee $2.50 → Receive $97.50
Understanding PayPal Fees
PayPal charges transaction fees for processing payments, which vary based on transaction type, amount, and location. The standard domestic fee is 2.9% + $0.30 per transaction. This fee structure applies to most business transactions, invoices, and online payments received through PayPal.
For sellers receiving international payments, PayPal adds an additional 1.5% fee on top of the standard rate, bringing the total to 4.4% + $0.30. Currency conversion may also apply additional fees if the payment is in a different currency than your account.
Micropayment pricing (5% + $0.05) is advantageous for transactions typically under $10-12. For a $5 transaction, the micropayment fee is $0.30 compared to $0.45 with standard pricing. You must enable this pricing structure through your PayPal account settings.
Nonprofit organizations with 501(c)(3) status can apply for reduced charity rates of 2.2% + $0.30, offering significant savings for donation processing.