Closing Cost Calculator
Estimate the total closing costs when purchasing a home, typically 2-5% of the purchase price.
Estimated Closing Costs
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Closing Cost %
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Loan Origination Fee
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Title Insurance
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Down Payment
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Total Cash Needed at Closing
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Common Closing Costs
| Fee | Typical Range |
|---|---|
| Loan Origination | 0.5% - 1.5% of loan |
| Title Insurance | 0.5% - 1% of price |
| Appraisal | $300 - $700 |
| Home Inspection | $300 - $600 |
| Recording Fees | $50 - $250 |
| Attorney Fees | $500 - $1,500 |
| Prepaid Interest | Varies |
Frequently Asked Questions
Can I negotiate closing costs?
Yes, many closing costs are negotiable. You can shop around for services like title insurance, ask the seller to cover some costs, or negotiate lender fees. Get a Loan Estimate from multiple lenders to compare.
Who pays closing costs?
Typically, buyers pay most closing costs (2-5% of price). However, sellers also have costs (mainly real estate agent commissions). In some markets, sellers may offer to cover part of the buyer's closing costs.