Stripe Fee Calculator
Calculate Stripe payment processing fees to determine your net revenue or the amount to charge for exact payment after fees.
How to Use the Stripe Fee Calculator
This calculator helps you understand Stripe processing fees in two modes: Receiving Payment shows what you'll receive after Stripe's fees, while Want Exact Amount calculates how much to charge so you receive your target amount after fees.
- Choose your calculation mode: Receiving Payment or Want Exact Amount
- Enter the transaction amount (payment received or desired net amount)
- Select your transaction type (Standard, In-Person, International, or Currency Conversion)
- View instant results showing fees and final amounts
Stripe Fee Structures
Standard Online Payments:
Fee = (Amount × 2.9%) + $0.30
Net Amount = Amount - Fee
In-Person Payments (Terminal/Card Reader):
Fee = (Amount × 2.7%) + $0.05
Lower percentage and fixed fee for card-present transactions
International Card Transactions:
Fee = (Amount × 4.4%) + $0.30
Standard rate + 1.5% for cards issued outside your country
Currency Conversion:
Fee = Standard Fee + (Amount × 1%)
Additional 1% for transactions involving currency conversion
For example, receiving $100 with standard fees: $100 - ($2.90 + $0.30) = $96.80 net. To receive exactly $100, you would need to charge $103.30.
Common Stripe Fee Examples
- $50 Standard: Fee $1.75 → Receive $48.25
- $100 Standard: Fee $3.19 → Receive $96.81
- $500 Standard: Fee $14.80 → Receive $485.20
- $100 In-Person: Fee $2.75 → Receive $97.25
- $100 International Card: Fee $4.69 → Receive $95.31
- $100 with Currency Conversion: Fee $4.19 → Receive $95.81
Understanding Stripe Fees
Stripe's standard fee structure for online payments is 2.9% + $0.30 per successful transaction. This applies to credit and debit card payments processed through Stripe's payment gateway. Unlike some competitors, Stripe has no setup fees, monthly fees, or hidden charges—you only pay when you make a sale.
In-person transactions using Stripe Terminal or card readers have a slightly lower fee of 2.7% + $0.05, reflecting the lower fraud risk of card-present transactions. This makes Stripe competitive for brick-and-mortar businesses and event sales.
International card transactions incur an additional 1.5% fee (total 4.4% + $0.30). A card is considered international if it was issued in a country different from your business location. Additionally, if currency conversion is required, Stripe charges an extra 1% on top of the standard processing fee.
Stripe's fees are automatically deducted from each transaction before funds are transferred to your bank account. Payouts typically arrive in 2 business days for US accounts, though instant payouts are available for an additional 1% fee (minimum $0.50).